⬢ The Leverage Family
Auto Consulting Ventures Insurance
A Leverage Holding Division · Private Capital · Real Estate Secured

Capital,
where it's needed—
when it's needed.

Leverage Consulting underwrites short-term bridge and gap financing secured by real estate. We close where conventional lenders cannot — quickly, quietly, and on terms that protect both sides of the table.

Done & Done.
Position1st Lien
Term≤ 11 Months
Max LTV65%
CoverageNationwide
Andrews · Bon Weir▲ $275,000 · 8.5%
Land-Backed Loan▲ $110,000 · 16%
Done & Done.
Andrews · Bon Weir▲ $275,000 · 8.5%
Land-Backed Loan▲ $110,000 · 16%
Done & Done.
Andrews · Bon Weir▲ $275,000 · 8.5%
Land-Backed Loan▲ $110,000 · 16%
Done & Done.
§ 01 — Underwriting

The Box.
Four lines. No exceptions.

— I.

65% LTV
or better.

Loan-to-value capped at sixty-five percent of as-is appraised value. Conservative basis protects principal in every market cycle.

— II.

11 Months
or less.

Bridge and gap terms structured for clarity and exit. We lend short, settle clean, and move on.

— III.

1st Position
preferred.

Senior security is the goal. 2nd and 3rd lien positions are considered, but require a deed-in-lieu of foreclosure executed at closing and an accredited-investor / no-duress acknowledgment. We close eyes-open on both sides.

— IV.

Cross-Collateralized,
when warranted.

Additional collateral may be cross-pledged to strengthen structure. Sponsors with depth find us flexible.

※ Terms of Engagement
A.

Extension

A one-month extension may be granted at the lender's sole discretion for one (1) additional point. Pricing floor: 10.00% per annum.

B.

Default & Cure

Each missed monthly payment constitutes a default event, carrying a 24%–29% default interest rate. Three (3) consecutive missed payments constitute material default.

C.

Subordinate Lien Protections

2nd and 3rd lien positions carry inherent risk and frequently fall off in subordination. To proceed, we require a deed-in-lieu of foreclosure executed at closing as protection for principal.

D.

Accredited Investor & No-Duress

All borrowers execute an acknowledgment of accredited-investor status and that the transaction is entered into free of duress. Required on every deal, no exceptions.

E.

Profit-Split Provision

Where the underlying property sits well below LTV thresholds, a profit-split arrangement may be structured in lieu of strict enforcement. Our model rewards long-term sponsor relationships — we don't need to take everything to win.

§ 02 — Track Record

Deals closed.
The ledger.

No. 01
Closed

Andrews — Bon Weir

Borrower: Nick Andrews · Owner, USA Bioenergy · Partner, NB & Andrews

Land-backed facility secured against the Bon Weir project — a multi-million dollar holding currently positioned for sale in the $30M–$35M range. Fixed-rate structure, cleanly underwritten against substantial collateral basis. Drafted, papered, funded.

Principal$275,000
Interest8.50%
CollateralBon Weir · Land
Project Value$30M – $35M
Position3rd Lien
No. 02
Closed

Land-Backed Loan

Borrower: Confidential · 20+ Years · Land Operator

Land-backed bridge facility for a veteran investor with two decades of operating history. A sponsor with depth; structure designed to match. Borrower details withheld at sponsor's request.

Principal$110,000
Interest16.00% · monthly
Position3rd Lien
Done & Done.
— The Leverage Consulting Standard
§ 03 — Deal Calculator

Run the numbers.
See if it fits the box.

$50K$5M
10.00% · MIN20.00%
1 mo11 mo · MAX
+1 month · +1 point at lender discretion
0 pts6 pts
Loan-to-Value
62.5%
Within The Box
Total Interest (Term)
$22,500
$2,500 / month
Points / Fees at Close
$5,000
Net to borrower: $245,000
Total Cost of Capital
$27,500
Effective annualized cost: ~14.67%
§ 04 — Process

From inquiry
to wire.

i.

Submit the Deal

Send a one-page summary: asset, basis, requested amount, exit. We respond within 24 hours.

ii.

Term Sheet

If the deal fits the box, we issue a term sheet outlining structure, pricing, and timing.

iii.

Underwriting

Title, valuation, sponsor review, and collateral confirmation. Typical close in 7–14 days.

iv.

Funding

Wire on recordation of 1st lien. Done & Done.

§ 05 — Inquire

Bring us
the deal.

If your transaction sits within the box, we will respond personally — same day, in most cases. Confidentiality assumed.

Emaildeals@leverage-holding.com
PhoneBy Appointment