Free Investor Tool · Buy & Hold

Rental Cash
Flow & BRRRR
Calculator

Enter the price, rehab, rent and expenses to see monthly cash flow, cap rate and cash-on-cash return. Turn on the refinance to see how much cash stays in the deal after a BRRRR. No sign-up needed to use it.

OutMonthly cash flow

OutCap rate & cash-on-cash

BRRRRCash left after refinance

§ 01 — Calculator

Does the rental pay you?

Purchase

Purchase price ($)

Buy closing costs ($)

Rehab ($)

After-repair value / ARV ($)

Income & expenses

Monthly rent ($)

Vacancy (% of rent)

Property taxes ($ per year)

Insurance ($ per year)

HOA ($ per month)

Management (% of rent collected)

Repairs + capex (% of rent)

Add a refinance (BRRRR)

Monthly cash flow

—

Net operating income / month—

Loan payment / month—

Cap rate

—

Yearly NOI—

All-in cost—

Yearly NOI ÷ all-in cost (price + closing + rehab)

Cash-on-cash return

—

Cash left in the deal

—

Refinance loan—

Estimates only, for your own analysis; not financial, legal or tax advice. Results come only from the numbers you enter. They are not an appraisal, an offer to buy, a loan offer or quote, or a promise of any result. Check every number on every deal, and talk to your own attorney, CPA and lender before you sign anything. Leverage Consulting LLC does not arrange or broker loans.

§ 02 — How the math works

From rent to cash flow.

Collected rent = monthly rent × 12 × (1 − vacancy %)

Operating expenses = taxes + insurance + HOA × 12 + management % of collected rent + repairs/capex % of rent

NOI (net operating income) = collected rent − operating expenses

All-in cost = price + buy closing costs + rehab

Cap rate = yearly NOI ÷ all-in cost

Refinance loan = ARV × loan-to-value %

Loan payment = standard fully amortizing principal and interest payment on the refinance loan

Monthly cash flow = NOI ÷ 12 − loan payment

Cash left in the deal = all-in cost + refinance closing costs − refinance loan

Cash-on-cash = yearly cash flow ÷ cash left in the deal

§ 03 — Next step

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